Credit cards that tell you “buy now, pay later” are a great convenience when your cash is stretched for purchases. However wise use of credit cards is very important for your financial health. A typical free credit period in India is 45-51 days.
Abhishek loves owning the latest gadgets and makes most of his purchases through his credit card. However, assumptions and myths surrounding credit cards made his life tough. Due to the wrong information he got about the use of credit cards, Abhishek ended up losing a lot of money as late payment fee or penalty. He,… Read More »
Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred… Read More »
The market today offers a galore of options for credit cards. The flip side of too many options is too much confusion. After doing a comprehensive research on the lifestyle credit cards, I have shortlisted the top 7 lifestyle credit cards available in India. Remember, you don’t need to change to own a specific credit… Read More »
Online shopping has become quite a rage in the country as it gives people access to top brands and innumerable products, from both India and abroad. One is now free to buy virtually anything from electronics, clothing, groceries, fruits and vegetables from the internet. However, not all shopping portals are safe and when the user… Read More »
Credit card companies lure customers into buying a credit card by offering it free of cost. Customers, many a time believe that if there is not cost involved in buying it, why not have it? So even if I have a card(s) sufficient to take care of my needs, I will opt for another one… Read More »
Credit card companies come up with tempting card offers for investors albeit now more cautiously after the financial markets turmoil, by offering freebies such as life time free credit among other things. Customers already possessing credit cards often find themselves taking up such offers and ending up with multiple credit cards. The moot question here… Read More »
The use of plastic money and the increasing popularity of such formats have revolutionized the way payments are made and received. The most popular types of plastic money are debit cards and credit cards. Credit cum debit card is a single card which has the features of both a credit card as well as a… Read More »
Subhash has been working in the IT industry for some time and has managed to earn well in the first few years. So, he decided to buy 2-3 credit cards at once. He knew credit card balance transfer was a great option that he could choose if he ran out of limit in any one… Read More »
Abhishek had started earning well in his early twenties and decided to acquire 2 or 3 credit cards for his varied needs! He was discouraged by a lot of people because keeping more than one card was considered suicidal due to the additional charges associated with credit cards. However, not everyone realised the fact that… Read More »