11 Things You Can Save Money On Every Month
Here is a list of 11 little things people waste money on on a daily basis. Turn your back on the seemingly minor expenses and you’ll be rewarded with a richer bank account for sure.
Category Archives: Budgeting
Financial Goals To Hit Before The Big Three-Oh!
Turning 30 is an important milestone in everyone’s lives. One way to be ready to meet this milestone is to ensure that you face no trouble financially. There are certain financial goals that you need to pursue much before you blow out the candles on that cake. Here are some financial goals that every individual should accomplish before they turn 30.
Will You be Able To Afford A Cup Of Coffee In 20 Years?
The price of a cup of coffee has grown astronomically over the years, with the promise of increasing even more. Will you be able to afford a cup of coffee in 20 years?
What Your Kid Can Become But Won’t
In Season 7 of the blockbuster TV soap ‘Desperate Housewives’, Lynette Scavo struggles with her two sons Porter and Preston who don’t know how to make themselves an omelette. And they’re pushing eighteen! Well, maybe your kids aren’t so bad and can make an omelette all by themselves. But do they know how to plan… Read More »
What can anger a working woman?
Women save a larger share of their earnings, but they will likely still be worse off when they retire because they earn less and spend more. This was a telling insight reported by ADP, a US-based research institute. If this is the case with one of the most developed nations worldwide, can it be very… Read More »
5 Reasons why you spend more with credit cards
Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »
How to avoid tomfoolery in the New Financial Year
March with its feverish frets and yearly targets is over. April 1st was (no, not All Fools Day) the start of the New Financial Year. So, did you make those financial resolutions for the new year? Or did you end up like Teena and Prateek? Teena and her husband Prateek, a newly-wed couple, had a… Read More »
Money Management Case Study: Contingency Funds
Ram prides himself on being up-to-speed in money management. Despite his hectic office schedule, he has managed to ensure health cover, life cover and investments spread across PPF, Mutual funds, and other instruments. He met his friend Mr. Kent, who is a Certified Financial Planner. With a glint in his eyes, he placed his balance… Read More »
Inflation, budget 2015 and the homemaker!
Many people tend to overlook the position of homemakers in the Union Budget. After all, why does she need to worry? Ask your mother or wife and they will tell you how wrong you are. Now when all of us are anticipating what’s in the coming Union Budget for us, homemakers have their fingers crossed… Read More »
Start ticking your financial checklist for 2015!
2015 has rung in a brand new year and yet there is still a lot to wrap up; credit card statements, travelling plans, taxes, gifts purchasing, parties and much more. This is also a great time to reflect on your year’s mistakes that left you with an empty wallet, and this year’s resolutions. Check out… Read More »