In both developed and developing economies, penetration of credit facilities into the rural and semi urban set up continues to be an uphill task for government, local and social organisations. In a populous and diverse country like India, where about 69% of the population lives in rural areas, like-minded social groups are working hard to… Read More »
Imagine you are building a fortress against an unseen enemy. If you require four outer walls bordering its periphery to complete the structure, would you build only three? Or, would you suddenly stop building the fortress and instead start focusing on a guesthouse inside it with the intention of selling it later? More ironically, would… Read More »
For young Indians, it is all about money, honey! Unlike their fathers and grandfathers who had scores of hungry mouths to feed, the Young Turk of today has fewer responsibilities and can barely look beyond their own mouth. Earning wads of money, he is literally rolling in cash. However, are Indians today making the best… Read More »
Ram prides himself on being up-to-speed in money management. Despite his hectic office schedule, he has managed to ensure health cover, life cover and investments spread across PPF, Mutual funds, and other instruments. He met his friend Mr. Kent, who is a Certified Financial Planner. With a glint in his eyes, he placed his balance… Read More »
Should I buy, should I not? Where will I get all the money from? How did my dad manage to buy one? What if I wait and the price goes up? Like it or not, these are some of the many questions that raid our mind every time we see one of those property ads… Read More »
Many people tend to overlook the position of homemakers in the Union Budget. After all, why does she need to worry? Ask your mother or wife and they will tell you how wrong you are. Now when all of us are anticipating what’s in the coming Union Budget for us, homemakers have their fingers crossed… Read More »
Car buying is like getting married. The day you decide to go ahead with either of the two, all kinds of advice pour in. From parents, relatives, distant uncles, pesky neighbours, even your local barber, the opinions can be multiple and quite often, confusing. In fact, getting married can be relatively easier. Unless you have… Read More »
First of all, a hearty congratulations on your new job! Your responsibility towards life has just begun now that you have a job. Infact, you are about to become super busy – if you want to be a happy man with secured financial gains. Here are some useful tips from experienced professionals on how to… Read More »
Home loans are long term financial instruments that affect your pocket for a long term. Any excess payment made towards home loan repayment can stretch your budget and hamper your overall finances. Paying a pre EMI for under construction property is one such payment that can burn a hole in your pocket without reducing the… Read More »
2015 has rung in a brand new year and yet there is still a lot to wrap up; credit card statements, travelling plans, taxes, gifts purchasing, parties and much more. This is also a great time to reflect on your year’s mistakes that left you with an empty wallet, and this year’s resolutions. Check out… Read More »