Here is the quaint tale of Singham, who thought he had done his bit for his personal financial planning when he identified his investment goals. Only, he made his investment choices rather randomly. And, here’s how he ended up. And, here’s what he’d have ended up with if he had matched his investment choices with… Read More »
March with its feverish frets and yearly targets is over. April 1st was (no, not All Fools Day) the start of the New Financial Year. So, did you make those financial resolutions for the new year? Or did you end up like Teena and Prateek? Teena and her husband Prateek, a newly-wed couple, had a… Read More »
2015 has rung in a brand new year and yet there is still a lot to wrap up; credit card statements, travelling plans, taxes, gifts purchasing, parties and much more. This is also a great time to reflect on your year’s mistakes that left you with an empty wallet, and this year’s resolutions. Check out… Read More »
Managing your finances are equally important as earning money is. Let us see how we can make the most of out of our existing funds by following these best financial habits: Save less but save regularly: There is famous proverb “Many a little makes a mickle” means many small amounts accumulate to make a large… Read More »
While deciding the right time to have children, a lot of aspects come into picture. Age, finances, relationship with your spouse, career objectives, health and family size are all important considerations. These factors are further linked with several probabilities, which make the difficult decision even more complicated. In terms of emotional, relationship and financial readiness,… Read More »
Making mistakes with our money is something we all are wary of but can never really be sure of avoiding. Even those of our friends who seem to have the smarts for handling their money, sometimes falter at problems that credit and financial planning bring along. Never was money as simple as saving in a… Read More »
What is Layoff? Layoff and downsizing can be used interchangeably. It refers to the termination of an employee due to business reasons such as cutting costs and increasing profits, optimum utilization of resources etc. Layoffs are very common especially during economic turbulence or a recession. When a business slowdown occurs and the company goes through… Read More »
Fixed deposits in banks are one of the most preferred investments by risk averse Indians who also look forward to earn a higher interest rate as compared to the normal savings account in the bank. Now these fixed deposits have another wonderful benefit to offer the customers and that is the provision to take a… Read More »
She had always wanted to pay off her debt and did not want to depend on volatile market conditions and wait ages before the property became her completely her own with no stake in it for the bank. Of course while she was paying her loan, she did not have to worry too much about… Read More »
Planning for retirement and doing something about it is something that most youth and elders detest. For the youth there is no incentive to plan for something that will come up 35 years later. For the elders, the fear that they may not have enough money in their last phase of life prevents them for… Read More »