Managing your finances are equally important as earning money is. Let us see how we can make the most of out of our existing funds by following these best financial habits: Save less but save regularly: There is famous proverb “Many a little makes a mickle” means many small amounts accumulate to make a large… Read More »
“There are four things every person has more than they know- sins, debt, years and foes.” – Persian Proverb You may owe different kind of debts/ loans: Credit Card outstanding payment, a loan from a friend/ relative, a car loan, a mortgage loan or a personal loan from a Bank. At the same time, you… Read More »
While deciding the right time to have children, a lot of aspects come into picture. Age, finances, relationship with your spouse, career objectives, health and family size are all important considerations. These factors are further linked with several probabilities, which make the difficult decision even more complicated. In terms of emotional, relationship and financial readiness,… Read More »
The National Pension Scheme or NPS has been much talked about. The idea behind pension plans is to provide financial security and stability to individuals during the later stages in life. At the juncture when people do not enjoy a regular and steady source of income, it becomes all the more significant to have a… Read More »
Making mistakes with our money is something we all are wary of but can never really be sure of avoiding. Even those of our friends who seem to have the smarts for handling their money, sometimes falter at problems that credit and financial planning bring along. Never was money as simple as saving in a… Read More »
Are you overprotective about your funds? Or, are you eyeballing an excellent diversification tool for your relatively riskier portfolio? Then Fixed Income schemes are the best investment option for you. Fixed income schemes are those that help an investor to earn pre-defined returns within pre-defined time frame. These kind of investments are apt for those… Read More »
Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred… Read More »
Priority Banking or Privilege Banking is a relatively new term in the Indian banking context. Many banks in India, especially the private banks have followed international banks in providing specialised services to a certain set of customers known as priority customers. These customers are determined usually by the average balance they maintain with the bank… Read More »
Each time you spend your money on something, you should know when to control. It is the same with shopping. Most people are falling in the debt trap because they cannot resist themselves and cannot control their shopping expenses. People who are impulsive buyers tend to live in major denial about it. If you constantly… Read More »
The market today offers a galore of options for credit cards. The flip side of too many options is too much confusion. After doing a comprehensive research on the lifestyle credit cards, I have shortlisted the top 7 lifestyle credit cards available in India. Remember, you don’t need to change to own a specific credit… Read More »