Hurray! it is the holiday season and you would definitely want to make the most of it with some exciting travel plans, wouldn’t you? You have zeroed few destinations, but have you started your financial plan for it? Of course you might have made some and working out for the rest. So here we help… Read More »
Buying a new car is a dream come true for many people. A normal priced car may not be as big an investment as a house. Nevertheless, buying a car can be quite a strain on the pocket for the common man and more so if you opt for a high end car. Although car… Read More »
Making financial resolutions over the common ones will have their merits this New Year eve. As it goes, it has been found that those who resolved to save more this year had more success than those who took a resolution to cut down smoking. Money resolutions, undoubtedly, have a tendency to stick in mind more… Read More »
Are you approaching your bank for a home loan smartly? Or are you like a needy person waiting for their help and mercy? In the previous decade many used to queue up at the desks of bank managers for their mercy to get home loans approved, and were satisfied with whatever they offer. But things… Read More »
A good friend of mine is a brandholic. He never thinks of anything other than a Puma or Nike shoes, a UCB, Rayban…the list goes as he says quality matters more. He might be right, but with the whopping prices of ‘branded items’, a substantial chunk of your income goes into it. With the fashion… Read More »
A penny saved is a penny earned goes the famous saying. So if you start your savings plan today, you can save those precious pennies which are the price you may pay for procrastination. The significance of saving money for a rainy day is one of the most essential traits of well oriented financial living.… Read More »
From being once the most sought out investment products to the most hated, ULIPs or Unit Linked insurance plans have completed a full cycle. Now with a string of reformatory measures introduced by insurance watchdog IRDA, ULIPS are trying to make a successful comeback in the financial mainstream offering policyholders the multiple advantages of… Read More »
As a home loan is a long term loan, it can sometimes be a bumpy financial ride. The reason can be a high interest rate of your bank, unpleasant experience with the bank, or any other. Luckily home loans can be refinanced any time as per the preferences of the customers. Let us look at… Read More »
The growing trend of online shopping is not only good news for e-commerce portals but banks and credit card companies are also enjoying the fruits of the new online shopping trend. While the growing internet penetration in India is likely to touch $4 billion by the end of the year, and $45 billion by the… Read More »
In an attempt to encourage people to save more money by stepping up their investments and boost savings in the economy, the central government has re-launched the famous Kisan Vikas Patra scheme (KVPs). Kisan Vikas Patras would offer an annual return of 8.7% by doubling the total amount invested in the scheme in 100 months… Read More »