Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred… Read More »
Priority Banking or Privilege Banking is a relatively new term in the Indian banking context. Many banks in India, especially the private banks have followed international banks in providing specialised services to a certain set of customers known as priority customers. These customers are determined usually by the average balance they maintain with the bank… Read More »
Each time you spend your money on something, you should know when to control. It is the same with shopping. Most people are falling in the debt trap because they cannot resist themselves and cannot control their shopping expenses. People who are impulsive buyers tend to live in major denial about it. If you constantly… Read More »
The market today offers a galore of options for credit cards. The flip side of too many options is too much confusion. After doing a comprehensive research on the lifestyle credit cards, I have shortlisted the top 7 lifestyle credit cards available in India. Remember, you don’t need to change to own a specific credit… Read More »
Banks are the safe haven for parking one’s money and debit cards are a boon to avoid carrying bulky purses and wallets while also ensuring increased saving. However, banks have strict regulations which have been put in place to protect their own interest as well as those of the customer. If the customer breaks any… Read More »
Life is very unpredictable; you never know what is going to happen in next few hours. This is the sole reason why we always plan to take insurance policy and cover all sort of contingencies. If you have dependents, you need insurance which will give you confidence that after you, your dependents will easily be… Read More »
Three years of moving into her new house, Minisha finally bought her dream car. While being happy on her new purchase, Minisha was worried as she had no funds left to buy a parking space in her society. Surely parking the new car out in an unsecured location was not a good idea. With her… Read More »
When it comes to money management, a majority of people don’t live up to the level required for becoming rational and logical thinkers. Some decisions are taken with the flow and often leave people wondering about what they were thinking at that moment. Money is certainly capable of playing tricks with the human brain. Most… Read More »
It is difficult to understand child psychology so you need to take extra care when you are raising the topic of financial information with your kids. Kids need everything in today’s world, from the latest gadgets to toys, stationery and clothing. Today’s kids have become inquisitive and demanding so it is crucial that you start… Read More »
Understanding Term Insurance: Term Insurance is a plain life insurance plan. It is the simplest and most fundamental death benefit plan without any money back or maturity benefits. The Term insurance product is designed for a specified term (between 5-30 years) and provides benefit to the beneficiary if the policyholder dies during the covered term.… Read More »