Category Archives: Budgeting
How a multi-currency card helps you!
This is a card that works like plastic money, where you can make purchases with a quick swipe, just as you would with your credit card. You can use it at ATMs and recognised VISA enabled points of sale, is prepaid in nature and can be loaded with dollars, euros or pounds, but can be… Read More »
Dangers of credit cards!
The one thing that he forgot was to be educated about the different features this card offered, read the agreement and understand the cost of using each of these features. The card offered a grace period or free credit period of 30 days. Thereafter, it charged 3.5 percent interest on the outstanding amount due. Mr.… Read More »
Manage your financial records before 2014!
With the New Year closing in, it is time to unwind and enjoy the end of the year with a peaceful mind. One of the best ways to attain perfect peace of mind is to keep all financial records well settled and up to date for the year gone by. A lot of people commit… Read More »
Retiring in 2014? Make your plans now!
Everyone dreams of having a perfect retired life living in peace and bliss. Having a perfect retired life is possible with proper planning an a little focus on life post retirement a couple of years before one retires. So if you are retiring in the coming year, it is imperative that you start planning for… Read More »
Financial to dos as 2013 winds up!
As the year draws to a close, looking back at the overall financial report of the year gone plays an important role in effective financial management. The end of the year gives us a perfect time and opportunity to check the financial books to asses tax strategies for the current financial year. Exploring tax saving… Read More »
Plan now for your kids’ education!
“If you think education is expensive, try ignorance”. This quote is often repeated to encourage people to opt for education. It has never been truer than today. Education indeed, has become expensive. The rising cost of education Consider this; engineering education used to cost about Rs. 5,000 to 25,000 per year 10 years back. Today… Read More »
5 things to do before you retire!
Planning for retirement and doing something about it is something that most youth and elders detest. For the youth there is no incentive to plan for something that will come up 35 years later. For the elders, the fear that they may not have enough money in their last phase of life prevents them for… Read More »
The home maker and finances!
Once while chatting up with a friend over tea and hot pakoras, the talk moved towards how expenses have shot up and how difficult it was getting to manage our family budgets. My friend just shrugged and said, “Well, those are concerns of my wife. After all, she is the finance minister of the house”.
Warren Buffet’s 5 BHK home!
Quick-quiz. Match the place of residence given below to the following men. World’s Richest Man – Carlos Slim World’s Second Richest man – Bill Gates World’s Third richest man – Warren Buffet World’s Fourth richest man – Bernard Arnault Where do they stay? World’s Largest House World’s 2nd largest house World’s 3rd largest house World’s… Read More »