Insurance is an excellent tool for handling those unexpected risks in life like accidents, death, onset of a critical disease, natural calamities and many others. While there exists insurance in many forms, the level of awareness among the general public, especially women is not very encouraging. A survey conducted by National Council of Applied Economic… Read More »
Life is full of surprises and uncertainty. While a man does his best to keep his family safe from any eventuality, there is no escape from the uncertainties of life. One must always live with his head held high, in positive spirits believing nothing wrong would happen but should also be prepared for the worse… Read More »
From being once the most sought out investment products to the most hated, ULIPs or Unit Linked insurance plans have completed a full cycle. Now with a string of reformatory measures introduced by insurance watchdog IRDA, ULIPS are trying to make a successful comeback in the financial mainstream offering policyholders the multiple advantages of… Read More »
Working on a proposal given by the Financial Sector Legislative Reforms Commission (FSLRC), the government is considering the formation of a unified financial regulator plan as a roadmap for the country’s future. The finance ministry has set up taskforces on four new agencies namely the Public Debt Management Authority, a Unified Financial Sector Appellate Tribunal,… Read More »
When Nikita lost her husband to death, it was not only the grief of the unexpected mishap that shook her, but the huge debt trap of their home loan as well. Being a conventional house wife, Nikita has very little idea about Amit’s investments. This can be a common situation with not just conventional families,… Read More »
Term insurance is one of the most popular forms of Life Insurance allowing basic life protection for the insurer without paying a hefty premium. Term insurance plans do not offer investment benefits, but offer a protective cover for the tenure period of the policy. The upside of term insurance plans are their cost effectiveness making… Read More »
Medical costs are increasing rapidly and in some cases, even more than inflation rise! Moreover, with an increase in lifestyle related diseases due to poor diet and lack of exercise, the incidence of hospitalization is also on the rise. In such a scenario, it is critical to have sufficient health insurance cover to meet these… Read More »
A Life Insurance policy ensures that your family is financially secure in your absence. It protects your family from financial distress or loss of income even if tomorrow you are no longer around to care for them. How much life cover should I take? The answer for this question lies in more questions- In my… Read More »
Most youngsters ignore life insurance mainly because of they feel, it’s not required for them. They take life insurance simply for the sake of tax deductions, and often feel neglect its benefits thinking it’s not for them. It’s quite natural for them to feel so, especially if they are away from familial responsibilities. But remember,… Read More »
In today’s always-connected world, the risk of Identity Theft is also rising. In this blog, I have made an attempt to let the readers know about this precarious crime. And share a few tips to reduce your risk of becoming an Identity Theft victim. These tips may help you to safeguard your finances, credit and… Read More »