2010 is a watershed year for the investors’ community in many ways. India regained the high growth rate, monsoon was plenty to spread cheer, auto sector saw huge growth, and stock market touched the same all time high of 2008. Quantitative easing in US started in 2010 and its impact will be felt only in… Read More »
Are you more concerned about protecting your capital or do you want higher returns, never mind the risk to your capital? Answering these questions will help you choose the best investment option for your needs. Invest as per your risk appetite. Understand the risk involved in going ahead with the decision and see if it… Read More »
A Fixed Deposit / Term Deposit is an account which allows one to deposit money for a fixed time period. When the deposit period is over, (i.e. at maturity of the deposit) the depositors get interest on the amount that is deposited. The fixed deposit interest rates can be as high as 9.5%. Any individual/HUF/Trust/Partnership… Read More »
As an investor, you should be concerned about the way in which the fund manager manages your fund. If he buys and sells the stocks in the fund regularly, you end up paying more and thus reducing your returns. While this strategy can give you high returns, it is more likely that the fund manager… Read More »
As on Dec 31, 2010 the indices were at 20,561 and 6134.5 for Sensex and nifty respectively. With a couple of days to go for the union budget, the stock market is relentlessly moving down. Since then the indices have witnessed a downward movement and the Sensex and nifty stands at 18202.20 and 5456.00 respectively… Read More »
Inspite of NPS being launched for the last 2 years, it has not been able to garner attention of the investor fraternity. Hence to promote it, the Government of India has announced that it will add Rs 1000 co-contribution every year for the next three years for everyone who joins the New Pension Scheme. Those… Read More »
Gold ETF, also known as paper gold, is an open-ended mutual fund scheme that invests money collected from investors in standard gold bullion having 99.5% purity. Investors in Gold ETF will have their investment in the form of units of the scheme which is listed on the stock exchange. Each unit of the investors holding… Read More »
What is a NPS? NPS is similar to Mutual funds. You keep aside some money for your retirement and this money is put into the capital market. Hence, the sum which you will get post retirement will be dependent on the performance of capital market. These are managed by fund managers.
Equity mutual funds make a great investment. However, given the volatile nature of the market and the loss experienced by investors in the past months, one should keep expectations realistic and be willing to wait it out for at least 10-15 years to see a good return from equities.
RBI issues tax-free ‘RBI Relief Bonds’ which offer 8.5% interest rate compounded every 6 months. The bonds are extremely safe and mature in 5 years. A special feature is that these can be pledged as securities in a bank for borrowing credit. RBI Relief Bonds can be sold to another party in the secondary equity… Read More »