The Most Popular Loan Products In India
There are 93 commercial banks in India. We’ve tried to document some of the best loan products currently available in our country. Here’s helping you choose well.
Category Archives: Education Loans
Spend For Your Kids, Get Tax Benefits!
Spending on your kids is a lifelong expense. What if you could get tax benefits on that? Well, it’s possible if you make some smart moves.
Now Withdraw From EPF Without Restrictions
You can now withdraw from your Employee Provident Fund (EPF) for housing and health purposes without restrictions. Also, the new rules on withdrawing the entire EPF amount will be applicable only from 1st August 2016.
Education Loans – Things to Think About
There’s no question about the importance of education. However, financial constraints can sometimes be a problem. Fortunately, these can be dealt with the help of Education Loans. An Education Loan acts as a source of finance to pay for course fees, books, accommodation, travel abroad and other education related expenses. The basic difference between an Education Loan and other loans is the lower interest rate and deferred repayment schedule.
Emergency Funds To The Rescue!
Building an emergency fund while repaying your Education Loan might sound a little difficult, yet there are some simple steps which can help you build those funds easily! Well, read on to know more about how these simple yet effective steps might just help you build an emergency fund to tackle any emergency that may arise!
5 Financial Challenges You Face in the Beginning of Your Career
Any Bollywood movie with Salman Khan as the hero makes life look very easy sailing because he gets everything he wants and gets away with anything. Just like you, Rishabh was also a big fan of Salman Khan. Rishabh always excelled in studies and sports. After graduating from a premium B-School, he was placed as… Read More »
Education Loans: Does India Lag Or Lead The West?
When it comes to how education is viewed in the West and in India, the situation in the two regions is about as similar as hawk ‘n geese. (We didn’t say “chalk ‘n cheese” since Indians don’t like cheese much, do they?) So if the role of education in society is so dissimilar in India… Read More »
Get A Kick Without Blowing Your First Salary: Here’s How
“I am thinking of starting an EMI with my first salary for an upcoming apartment. So that, 5 years hence, I will have my own house,” remarked Bhola to his neighbor Mr. Kent, who is a financial advisor. “But, you already have a home, Bhola. What will you do with the new one?” asked Kent.… Read More »
When you struggle to repay your education loan!
An education loan is structured very differently compared to other loans from banks. As it is a loan which is used to fund education, the repayment of the principal of this loan begins after the student completes his education. This is unlike other loans, where both the principal and the interest amounts are repaid from… Read More »
Comparing education loans!
Education loans are a boon for youngsters in these days of costly higher education and inflation. The dreams of many promising youngsters have been realizing with the help of this wonderful financial tool. Most parents take education loans from the bank in which they have their accounts. It’s not a bad decision, but however, it… Read More »