4 Types Of #Investors You Come Across
Investors come in all shapes, sizes and more importantly personality types. Here we attempt to identify the basic 4 types of investors you are likely to come across in your life.
5 roadblocks in money management
Managing money is like driving an ambulance through rush-hour traffic – there is a roadblock at every turn of the wheel. We give you five common roadblocks you may face while managing your finances. 1: Consistent breaches of monthly budget: Overshooting the monthly budget is a common enough occurrence. But, if you are consistently breaching… Read More »
6 ways credit cards wreck your credit score unknowingly
It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »
5 Reasons why you spend more with credit cards
Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »
5 Super Serious Things To Check Before Investing
Doing your annual investments is a highly fussed about activity. So do take a look at these (cough cough) serious things you should do before going down the investment road.
How exporters and importers can now use credit cards
In a move that is likely to improve India’s overall position as a country with ‘ease of doing business’, the commerce ministry has initiated a mechanism allowing importers and exporters to use card payments for various services. Until now, the Indian traders including exporters and importers were paying fees for various services either manually or… Read More »
5 Questions to ask before doing balance transfer on your card
Sapna, a Mumbai-based copywriter was on a shopping spree during the last festive season as she was excited about her brother’s wedding. It helped that plastic money had been invented – her shopping went by in a blur as her credit card maxed out. The after-tremors hit her only later when she realized that she… Read More »
8 Secrets Your CA Will Never Tell You
Come tax time, Chartered Accountants literally become your true soulmates. But have you ever wondered what is going on in their minds? Things they want to say but cannot. Yeah, we guessed so. So here they are.
6 no’s of credit card usage
With the nation-wide “Swachh Bharat” campaign driving plastic into the wilderness (or the nearest dustbin!), it’s time to take care of another kind of plastic – your credit card. While you can’t just fling it into a dustbin, here’s what you can do to spruce up your credit card usage and clean up your act.… Read More »
Will RBI adopt the marginal cost-of-funds approach?
When the Reserve Bank of India (RBI) reduced the repo rate by 0.25 percentage point in January 2015, it came as a pleasant surprise for millions of home loan borrowers. They were expecting the banks the follow suit and cut lending rates to pass on the benefits to customers. Banks, though, had different plans. They… Read More »