The known remedy to make capital surpass inflation is to invest in equity instruments. This helps investor grow their capital much faster and will help beat inflation in spite of sharp periods of decline. Equity investment refers to the buying and holding of shares of stock on a stock market by individuals and funds in… Read More »
Managing your finances are equally important as earning money is. Let us see how we can make the most of out of our existing funds by following these best financial habits: Save less but save regularly: There is famous proverb “Many a little makes a mickle” means many small amounts accumulate to make a large… Read More »
While deciding the right time to have children, a lot of aspects come into picture. Age, finances, relationship with your spouse, career objectives, health and family size are all important considerations. These factors are further linked with several probabilities, which make the difficult decision even more complicated. In terms of emotional, relationship and financial readiness,… Read More »
Making mistakes with our money is something we all are wary of but can never really be sure of avoiding. Even those of our friends who seem to have the smarts for handling their money, sometimes falter at problems that credit and financial planning bring along. Never was money as simple as saving in a… Read More »
What is Layoff? Layoff and downsizing can be used interchangeably. It refers to the termination of an employee due to business reasons such as cutting costs and increasing profits, optimum utilization of resources etc. Layoffs are very common especially during economic turbulence or a recession. When a business slowdown occurs and the company goes through… Read More »
Investing for your retirement may not be the most important thing on your mind when you start your career. For most people, investing may not even be on the priority list when they start their career. When you start your career, your saving capacity may not be much in absolute terms, as your salary itself… Read More »
Everyone dreams of having a perfect retired life living in peace and bliss. Having a perfect retired life is possible with proper planning an a little focus on life post retirement a couple of years before one retires. So if you are retiring in the coming year, it is imperative that you start planning for… Read More »
Once while chatting up with a friend over tea and hot pakoras, the talk moved towards how expenses have shot up and how difficult it was getting to manage our family budgets. My friend just shrugged and said, “Well, those are concerns of my wife. After all, she is the finance minister of the house”.
In this era of recession, deflation, and job cuts, it is especially important for you to consider where your hard-earned money is going; financial security is the key in today’s unpredictable world. And the first step towards gaining that security is to have a saving plan.
Liquid funds are a very popular choice if the investment is for a small duration. These funds invest in very short-term securities such as commercial papers, short-term treasury papers and bank deposits. They are not affected by interest rates fluctuations. So, if Mr A holds on till the maturity of the product, then he would… Read More »