How To Get A Business Loan
Planning a start-up venture or expanding your current business but don’t have enough funds at your disposal? Don’t worry! You can apply for a business loan and get the required funding for your business.
Category Archives: Banks
Aadhaar Means Paperless Transactions!
Haven’t we all cursed the painful task of collating documents when applying for a Credit Card, a loan or a Government Identification card? But, what if you could use your Aadhaar Card to make these transactions paperless?
Why Lower Rates For Small Savings Are Good News
Senior citizens and other investors, who depend on small savings schemes, have to live with lower interest rates on their investments from April 1, 2016 for the next quarter and maybe even after that. But borrowers can expect good days going forward.
Digital Cash – A Cashless Transaction
Gone are the days when you had to carry cash for all your transactions. Digital money seems to be the new order of the day and has replaced cash payments in a lot of cases. What exactly is digital cash? What are the different forms of digital cash? Let’s learn all about it right here!
Carry Not Just Banking but the Whole Banking Industry in Your Pocket!
Ever used your mobile phone to order mouth-watering biryani as you sit listening half-heartedly to a boring conference? How’s the new dress that you ordered on your mobile while travelling in a bus? Yes, you guessed it right, we are trying to lead you to the laid-back but smart and opportune world of mobile applications.… Read More »
Will RBI adopt the marginal cost-of-funds approach?
When the Reserve Bank of India (RBI) reduced the repo rate by 0.25 percentage point in January 2015, it came as a pleasant surprise for millions of home loan borrowers. They were expecting the banks the follow suit and cut lending rates to pass on the benefits to customers. Banks, though, had different plans. They… Read More »
Tweet, post and bank socially!
Ever eyed your neighbourhood bank closely of late? They’ve stopped counting, processing and deducting, or whatever else that it is they do behind their cozy little counters and strong rooms. They’ve started posting, tweeting and pinning instead! Initially, social media was where banks hooted and scooted. Or, advertised and vaporized, if you will. No longer!… Read More »
Who let the cash out?
Currency notes have vanished. Coins are to be found only in museums. Nobody talks about “returning the change” anymore. Devices have taken over day-to-day financial transactions. Setting of a futuristic world in some sci-fi novel? If you’re nodding your head, you have been living under a rock. Because that setting is the present day.… Read More »
Mobile Banking: Banks make a ‘smart’ move
Ananya Chatterjee is a social worker who works for a NGO that aims to increase the general awareness levels of rural women. She has to travel frequently to rural India to conduct awareness programs and various other campaigns. Everything is hunky-dory, as she loves what she does. However, there’s a slight hitch that comes with… Read More »
How money transfer through social media works!
Yes, you heard that correct. Now, you can readily use your Social Media account like Facebook and Twitter, to receive and transfer funds to your friends, family and acquaintances. This latest development came in 2014, thanks to banks like Kotak Mahindra and ICICI. The fund transfer has always been a matter handled either manually or… Read More »