The National Pension System is a defined-contribution pension scheme operated by the Government of India. This scheme offers a wide range of investment options for the benefit of employees. The NPS allows employees to decide how and where their pension is invested.
Change is the only constant when it comes to the value of a currency or financial transactions. In most cases, this depends on variables which are beyond your control. What is in your control, however, is your ability to make a proper assessment of your financial needs and plan accordingly. For starters, you must know your risk tolerance. Secondly, understand your investment objective – Are you looking for mere stability, growth or a combination of both? Thirdly, are you aware of the overall economic stability in the country in terms of inflation?
Have questions about Fixed Deposits and Life Insurance but don’t know where to begin? Here’s your ultimate guide that decodes what you’ve always wanted to know. We’re letting you in on financial secrets no one else will tell. Stay smart, save smart. Are you taking down notes yet?
Just like Ian Fleming’s iconic character, gold bonds have made a flamboyant entry into the scene. On Nov 5th, the Prime Minister launched the much anticipated Gold Bond Scheme, which is aimed at limiting the allure of physical gold. Here are a few things that you need to keep in mind succumbing to the yellow… Read More »
To have a balanced finance portfolio, the right proportion of high-growth instruments and risk-free instruments are needed. Not only are FDs safe havens to park your funds, they also offer a decent interest on deposit. Let’s talk Fixed Deposits!
“Mutual fund investments are subject to market risk. Please read the offer documents carefully before investing”. Yes, it’s possibly boring. But we’re here to help you wade through to all the important bits.
If a company needs funds for expansion, there are many avenues they can turn to. Opening corporate fixed deposits are one such option. Corporate FDs work in an investors favour as they have higher interest rates compared to bank FDs. Things to check before saying ‘Yes’ to a corporate FD A certain degree of due… Read More »
Unconventional is the in thing these days and this applies to your finances as well. Here are some offbeat investment options we’re sure you haven’t considered. These could turn your financial life around. YOU MAY ALSO WANT TO: Check out how these investments are working for you – SIP Calculator
Real estate projects often exceed their completion deadlines, and it may seem like that just adds to the number of months you wait for your house, but it has a much bigger impact than you think. Even a small delay in property possession can jeopardize your financial planning. Here is a look at the multiple… Read More »
What’s common between tennis star Rafael Nadal and gold prices? Obviously the fall. If Nadal’s wins and the gold prices were linked, and if he’d won two of the four grand slams in 2013, the gold prices would have been at a majestic Rs 2,910 per gram (22 carat) in October 2013. But the reality… Read More »