Sometimes, taking that risk on your two wheeler right when it’s about to pour works out. Of course, it’s best to be prepared with your raincoat. An expensive loan could work the same way for you. As long as you plan your repayment in a way that you will not lose much money as interest.… Read More »
It was a typical Sunday afternoon. It took some time for Nidhi to soak in the ambience of the lounge bar that she was visiting after months. She was still furious at the cab driver, who had taken a circuitous route to the place so that he could charge her more. Her friend Renu, who… Read More »
Have you found yourself in this situation? You apply for a personal loan and are rejected! You are stumped. How could this be? You’ve got everything in order and you know you have a credit history that the bank can check. It’s not all about getting to the finish line but also how you got… Read More »
EMI Calculation You need to know the loan amount, processing fee and the interest rate of your car loan, home loan or personal loan. If you plan to prepay your loan, then figure out the exact or approximate amount you intend to prepay and the periodicity of such payments depending on your loan agreement. Use… Read More »
Personal loan allows you to borrow money for almost all your requirements. You can use the funds for a dream vacation, home renovation, medical treatment, or a wedding in your family. Since a personal loan is given for any lawful purpose, it gives you a helping hand for meeting all your personal desires. Before you… Read More »
When in need of urgent cash many people resort to taking cash advance from their credit cards. It is interesting to note that unless the outstanding amount is settled in time the credit cards charge up to 45% interest on annual basis on the unpaid amount till such time the dues are cleared. This… Read More »
Calculating the amount your bank will give to you as personal loan or home loan isn’t as tough as it seems. It is actually that simple that you can calculate it sitting within the comfort of your four walls. The amount of loan that your bank will agree to offer you depends on your monthly… Read More »
Currently there is a plethora of loan products that are being launched on a regular basis by the competing financial institutions in order to woo the prospective borrower. The range of personal loan products that available in the market is wide and often confusing. Choosing the right personal loan product that suits your requirements best… Read More »
Try to lower your interest rate. Negotiate with your bank. One other way is to convert your credit card debt into a personal loan debt. It will definitely be lesser than the credit card interest rate. Calculate your net worth and see if any of your investments could help you prepay a part of your… Read More »
Fixed deposits in banks are one of the most preferred investments by risk averse Indians who also look forward to earn a higher interest rate as compared to the normal savings account in the bank. Now these fixed deposits have another wonderful benefit to offer the customers and that is the provision to take a… Read More »