Indians are traditionally brought up with the philosophy that all credit is bad and we should never seek credit unless absolutely necessary. But without any credit line, you will have no credit score; which is a paramount yardstick for your financial health. You might be hurting your credit score unknowingly. Credit scores come with so… Read More »
Be it buying a gadget online, getting the best airline deal or holiday package, there are always tips and tricks to get the best deals. We have some tips laid out for personal loans too. Just tweaking your personal loan application or following some basic tips, can get you lower interest rate for your loans.… Read More »
With Credit Cards, making timely payments isn’t the only thing to remember. You’ll be shocked to know the truth. What you consider normal may have a completely different meaning for your bank. We’re letting you in on some big secrets. Read on: Making A Minimum Payment Every Month Yes, you are making a payment every… Read More »
So you’ve finally got your very own little patch? While things look great, here’s a little something for you to get through your home loan repayment period with as little stress as possible – so you can sit back and enjoy the sunset from your new balcony! Get A Quote Warm up first Checklists… Read More »
An EMI on your Credit Card? That’s RIGHT! Here’s what you should know. Using a Credit Card is a great way to shop, especially if you’re not prepared with cash up-front. Plus, you get great discounts and deals depending on the type of Credit Card you’ve opted for. What’s not to like, right? But what… Read More »
Rejections can be hard, we understand. Thankfully, recovering from a rejected Credit Card application is much easier than matters of the heart. Here’s how you can boost your Credit Card eligibility and be prepared before applying again: Focus On Existing Debt Make timely payments on your current debt and make sure that outstanding dues are… Read More »
With Credit Cards, making timely payments isn’t the only thing to remember. It’s time to review your habits. Here are few examples of Credit Card behaviour that might come off as healthy but actually hurt your credit score. Let’s review: Making A Minimum Payment Every Month Yes, you are making a payment every month. No,… Read More »
Swapnil was shocked to know that his home loan application was rejected by the bank due to a poor credit score. He was disciplined with his financial transactions and had a clean track record for all his previous loans. When he checked with the bank, Swapnil came to know that the reason was a credit… Read More »
10 Loan Tips for First Time Home Buyers Unwrapping your birthday gift or Christmas gift probably had you excited and nervous at the same time. Buying a house could give you the same experience, but hightened. This is especially true for first time home buyers. But with a little homework at the outset, most of… Read More »
Have you found yourself in this situation? You apply for a personal loan and are rejected! You are stumped. How could this be? You’ve got everything in order and you know you have a credit history that the bank can check. It’s not all about getting to the finish line but also how you got… Read More »