Monsoon is loved by everybody. Well, almost everybody. The rain can surprise you on a very sunny day and is generally unpredictable. Although the rain can be a dampener on your weekend plans, there’s just something really magical about the weather. Unfortunately, there’s nothing beautiful about your income being just as unpredictable as the rains. Here’s… Read More »
The owners of IPL teams need to make all the right decisions and buy all the right players to win the league. Of course, the IPL has given the fans a couple of surprises, but things don’t always work out that way. Managing your finances properly is just as important, if not more, as making… Read More »
Just like your furry 4-pawed attention seeking cat, loans can be your friends too. What do they have in common? Just like your cat sulks right out of your reach when she doesn’t get her way, loans need to be handled correctly for them to work right for you. They are double-edged swords; if wielded… Read More »
You know that aunty, who won’t stop talking about getting you married? Or the old man down the street who frowns at you every time you pass his house? How about that young lad who always has his headphones on and doesn’t seem to notice anything going on around him? Or the whiny guy… Read More »
When it comes to loans, it sometimes feels like banks are playing the Godfather. There are some that easily become a part of the family, while others get rejected. Here are top 3 customer profiles that banks prefer, or don’t prefer. The Hit List Doctors: A privileged lot, to say the least! Banks believe that… Read More »
Extra, extra! Good news is here and there’s no need to be puzzled anymore. On 2nd June, RBI reduced the key repo rate by 25 basis points to 7.25%, the third such cut in the year. Other banks are now expected to reduce their lending rates once more. Rahul, your average IT guy, was wondering… Read More »
Columbus might have confused America for India, but we had more in common with the then Red Indians than we have now with today’s Americans. We’re not referring to the whooping and dancing of course (that’s racist!). Jignesh, a software engineer, moved to the US and found it very tough to adjust to the vast… Read More »
Try to lower your interest rate. Negotiate with your bank. One other way is to convert your credit card debt into a personal loan debt. It will definitely be lesser than the credit card interest rate. Calculate your net worth and see if any of your investments could help you prepay a part of your… Read More »
Unit Linked Insurance Plans or ULIPs refer to a category of goal-based financial solutions that provide the perfect combination of protection and savings to an investor. They are managed in accordance with your personalized needs, thereby offering unprecedented transparency and flexibility to an investor. They offer insurance protection plus the benefit of wealth creation opportunities,… Read More »
Once you have put your foot down and decided to start investing, it is important that you carefully evaluate the funds you want to invest your funds into. Assessing their past performance is a crucial factor but not the only factor that you as a prudent investor need to look into. In an era where… Read More »