Credit Cards have become a significant part of our lives and many of us use them quite often to pay for our transactions. While Credit Cards tend to make life easier, there are certain scenarios in which using cash is more advisable. We’ll tell you what these scenarios are.
Turning 30 is an important milestone in everyone’s lives. One way to be ready to meet this milestone is to ensure that you face no trouble financially. There are certain financial goals that you need to pursue much before you blow out the candles on that cake. Here are some financial goals that every individual should accomplish before they turn 30.
If you’ve ever tried applying for a credit card or a loan you’ll realise just how important it is to have a good CIBIL report. If you’re wondering what it takes to get a great CIBIL report, just follow Dheeraj and do as he does. You’ll get through with flying colours!
The most important factor of a CIBIL report is, of course, your CIBIL score. More and more credit lending institutions are relying on the CIBIL score to gauge an individual’s eligibility for loans and other credit applications. Your CIBIL report, however, goes beyond providing just your Credit Score. Going through your CIBIL report regularly will keep you updated about your credit exposure.
Credit Score is one of the primary factors taken into account when apply for a loan. Having a bad credit history might impact your loan eligibility. Here are a few useful tips to improve your Credit Score.
If you thought a slight delay in paying your monthly utility bills wouldn’t have an impact on your CIBIL score, you might have to think again! Very soon the policies might change and you may have to develop the habit of paying bills on time every time to improve your CIBIL score.
It’s often said money can buy anything. You can buy Health Insurance with money, but money will not help you buy health. Ever heard of a Credit Score? Put simply, a Credit score is a barometer of your financial health. It is important for you to maintain a healthy Credit Score. Read on to learn about the best ways to improve your Credit Score and maintain a good financial credibility.
The first thing that doctors do when you walk in for a routine checkup is monitoring your blood pressure. A blood pressure rating of 120/80 is considered to be a universally accepted rating signifying that you’re healthy. Any rating above or below that figure means your physical health needs improvement. Similarly when you walk… Read More »
WHO KILLED MY CREDIT SCORE? – This latest murder-mystery by Agatha Christie will have you spell-bound as Hercule Poirot takes on CIBIL to unravel how one man’s poor credit score led to murder and identity theft as part of an intricate bank loan scam. Ok, so credit scores aren’t exactly Agatha Christie material. But if… Read More »
It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »