Closing a Home Loan is one of the biggest highs for a Home Loan borrower. After all, there will be no more monthly EMIs and no more worries about the increasing interest rates. While the euphoric high of paying off your last EMI towards your Home Loan is understandable, you must be vigilant when closing your loan either at the end of the tenure or prematurely.
If you had to choose between a resale or under-construction flat, you may not always be sure as to which one’s a safer bet between the two; and that’s where a little bit of detailed information would help you make a wiser decision. This article would help you understand the nuances of both and make a well-informed choice while buying the house of your dreams!
The first criterion that determines your eligibility for any kind of loan is your Credit Score. Given that your CIBIL score is the first and major deciding factor that helps get your loan application processed, it is very important to understand the factors that affect your score and take steps accordingly to improve it if it is below expectation. Read on to know how to improve a bad CIBIL score.
Amit had a frown on his face as he compared the features of the Maruti Swift’s different models with the Hyundai i20. We know planning to buy a car is a tough decision. It was hard work, contemplating the price, comparing features and even the different colours.
Have you checked every detail? Have you checked your CIBIL score? We’ll tell you how your CIBIL score affects your Car Loan.
The rising popularity of SUVs in India increases the demand for a larger variety. This brings in more launches of SUVs in 2016. SUVs are known for their comfortable interiors and attractive exteriors. If you are planning to buy an SUV, you must check these 5 upcoming vehicles, which are the buzz of the town right now, and are expected to be launched in India in 2016.
In India, you may probably find a larger market for used cars than new ones. The trade-off margin is quite wide and tons of people prefer used, nifty cars available for a much lower price than their fresher siblings. If you are thinking of buying a car, be it used or new, make sure you read this. Also, have you checked the loan options for pre-used cars?
Are you facing a cash crunch, don’t have any assets but have a Credit Card? A Personal Loan is probably a good idea for you. Yes, we know your Credit Card offers you a cash withdrawal amount. But remember, making a cash withdrawal on your Credit Card works out to be more expensive than a Personal Loan. Read on to see why a Personal Loan is a good idea.
In a financial emergency, your car can be your best friend. How? It’s simple. You can use your car as an asset for a loan. Many banks offering loans against cars will give you up to 70–85% of the present market value of your vehicle. You can even get a loan if you bought your car with a Car Loan.
BankBazaar is your one-stop shop for all your financial needs. Browse, compare and apply for customised Personal Loans… instantly! Get the funds you need, right now. Want to check out the best of Personal Loans? Perfect timing because the Personal Loan Sale is on. Visit us and collect your Amazon Gift Card* worth Rs. 2,000. The Sale’s on between 22 Nov – 5 Dec!
While personal loans are by and large designed to help you out of your times of trouble, being careful about what you’re committing to in the next few months is just looking out for yourself. Let’s talk about the common mistakes to look out for!