A decade ago, home buyers were seeking loans. Today, loans are seeking home buyers. The typical home loan seeker’s profile has undergone a complete makeover. There are no dearth of loan products to spoil her for choice. A similar story unfolds when it comes to car loans and personal loans as well. Here’s a quick… Read More »
It was a typical Sunday afternoon. It took some time for Nidhi to soak in the ambience of the lounge bar that she was visiting after months. She was still furious at the cab driver, who had taken a circuitous route to the place so that he could charge her more. Her friend Renu, who… Read More »
Ignorance is bliss, but not for loan buyers. Many home buyers are unaware of the several options available when it comes to a home loan. Call it “research fatigue” or the lets-get-this-out-of-the-way syndrome, majority of home loan borrowers look only for interest rates. Here are six options you are likely to ignore when finalizing a… Read More »
Have you found yourself in this situation? You apply for a personal loan and are rejected! You are stumped. How could this be? You’ve got everything in order and you know you have a credit history that the bank can check. It’s not all about getting to the finish line but also how you got… Read More »
In both developed and developing economies, penetration of credit facilities into the rural and semi urban set up continues to be an uphill task for government, local and social organisations. In a populous and diverse country like India, where about 69% of the population lives in rural areas, like-minded social groups are working hard to… Read More »
Slap your back, treat yourself to a sinful sauna session and scrape all those photo-bombed selfies from your Facebook page. That fairy-tale job you’ve been pursuing doggedly is now yours. The interview rounds are done and you’ve been asked to submit the necessary paperwork to set the hiring process in motion. Only, the ‘Welcome… Read More »
Sameer Kochar is a businessman running a kids’ cycle manufacturing plant in Ludhiana. His business had been doing well, but has been slowly losing its luster due to the competition from cheap imports from China. Sameer has been dejected not because he failed in the business due to his lack of dedication or focus but… Read More »
Should I buy, should I not? Where will I get all the money from? How did my dad manage to buy one? What if I wait and the price goes up? Like it or not, these are some of the many questions that raid our mind every time we see one of those property ads… Read More »
There are two aspects to everything in life and the same is true in the world of finances. Today loans are easily available for instant gratification. Be it a home loan, a loan to own that dream car or a consumer durable loan to buy the latest plasma TV, loans are available at the drop… Read More »
Car buying is like getting married. The day you decide to go ahead with either of the two, all kinds of advice pour in. From parents, relatives, distant uncles, pesky neighbours, even your local barber, the opinions can be multiple and quite often, confusing. In fact, getting married can be relatively easier. Unless you have… Read More »