Credit Cards are a great safety net when you’re hard-pressed on your finances. A Credit Card is also a great way to shop, especially if you’re not prepared with cash up-front. Plus, you get great discounts and deals depending on the type of Credit Card you’ve opted for. What’s not to like, right? Here’s how you can maintain your peace of mind in six simple ways:
When we talk about tax saving investment options in India, phrases such as ELSS, SIP and ULIP rule the roost. The average Indian is leaving no stones unturned in ensuring that his personal investment portfolio includes a mix of market linked investment products, which not only fetch him handsome returns, but also give tax benefits… Read More »
Being a single mother can be really hard. Everything needs to be taken care of so that your children can lead a comfortable life. It all gets just that much easier if your finances are sorted out. Here’s the example of Priya Raman who faced a similar situation. Priya Raman lost her husband unexpectedly in… Read More »
In today’s world of high salaries and even higher burnout rates, it is not uncommon to find people quitting a formal corporate job by the time they are 40 or 45. That is losing out on a potential 15 to 20 years of regular, reliable income. Is this everyone’s cup of tea? May be, or… Read More »
There were not many options to earn extra money when I was student, but now I see tremendous opportunities for students to earn pocket money. Some lucky students have fathers with deep pockets but there are others like me who can’t ask their fathers for too much even if they wanted to. They find sources… Read More »
Your parents have always been your heroes but the time comes when you’ve got to be there for them. To make sure they’re comfortable in their twilight years, you’d do just about anything. Then why not help them out with their finances? New technology and remembering due dates could be a hassle for them. Here’s… Read More »
Radha and Sheela met with an accident on the way to work. Although there was no hospitalization required, the friends spent close to Rs 30,000 each, on various expenses. While Radha dipped into her savings account to pay for these expenses, Sheela sold some of her liquid funds for this amount. Both the women had… Read More »
If you’ve just won a lottery or had windfall gains from the equity market, congratulations! The next question always is, what are you going to spend it on? But have you considered not spending it just yet? It may sound like an outlandish idea but there are ways you can use these gains to make… Read More »
Everybody wants to have a superpower and be the saviour for the people, and it would be super cool. Unfortunately, this is not that kind of power but Raman found it useful regardless. Raman was looking to sell off his old property and found a genuine buyer. But at a short notice, Raman was asked… Read More »
Money management is always a challenge. When it comes to managing money for big cash flows, it gets even more challenging. Big expenses include expenses for wedding, house construction and higher education expenses for children. While it may be easy to opt for a personal loan for big expenses, a more prudential way to plan… Read More »