Tag Archives: fixed deposits

Investing in Equities: Risk or Reward?

  Broccoli soup or Grilled Chicken? Salad or Burgers? You probably did not pick the Broccoli soup but we all know that it’s healthy. When it comes to investments, people have their own preferences with gold, land and FDs, but not many pick equities. Equities are considered risky and some even consider them akin to… Read More »

Top 5 Tax Saving Investment Plans

  When Frank Sinatra sang ‘Fly me to the moon…’ he probably wasn’t thinking that we humans would actually make living on the moon possible. Although that plan is for a couple of years away, you could always start saving up to make it to the moon. Tax saving investment plans could just be the… Read More »

6 Investment Worries Solved for You

Amitabh Bachchan might be in trouble for endorsing Maggi, but we still trust him. After all, he asked us to get checked for TB, made sure every kid got Polio drops and told us to have Chyavanprash every day. These might not have been our favorite activities, but we still trust the Big B. He’s… Read More »

Proven Ways To Spice Up Your “Safe Savings”

No matter how savvy an investor you are, a little certainty of returns from the investment portfolio adds to your comfort. If equities give wings to your portfolio, fixed income instruments offer stability and certainty. Therefore, it is important to have a right mix of debt and fixed income investment options in your portfolio. Prateek… Read More »

Top 10 FDs in India for 2014

Are you overprotective about your funds? Or, are you eyeballing an excellent diversification tool for your relatively riskier portfolio? Then Fixed Income schemes are the best investment option for you. Fixed income schemes are those that help an investor to earn pre-defined returns within pre-defined time frame. These kind of investments are apt for those… Read More »

Loan against fixed deposits – Is it worth it?

When emergency arises, you start looking for sources where you can arrange money from. You forage for assets that you can offer to get loan from the bank or else start looking for personal loan providers. Have you ever thought that the fixed deposits that you made years ago could come to your rescue? You… Read More »

Taking a home loan vs. Using own funds

She discussed the idea with her close friend Ashwath, who suggested she put the inheritance in a fixed deposit and get a home loan, as she could avail tax benefits for her income. Suchitra decided to mull over this and do her research on the subject.

Fixed deposits as an investment, are they for you?

Remember, diversification is the name of the game when it comes to investment. Just putting your money in FD will not help you get the best overall returns. You also need exposure to equities to get the growth in capital and beating inflation in the long run. Hence it is advisable to invest into both… Read More »