Tag Archives: debt
7 Ways to Murder Your Credit Score
WHO KILLED MY CREDIT SCORE? – This latest murder-mystery by Agatha Christie will have you spell-bound as Hercule Poirot takes on CIBIL to unravel how one man’s poor credit score led to murder and identity theft as part of an intricate bank loan scam. Ok, so credit scores aren’t exactly Agatha Christie material. But if… Read More »
6 Tests to Gauge Your Financial Fitness
We’ve all taken the online quiz or two (or many many more) and some the results are really worth sharing. Fitness is a big topic of concern for everybody and the internet, hence, has quizzes for measuring your mental fitness, the fitness of your relationship, your emotional fitness etc. But, are you financially fit? Here… Read More »
4 Expert Tips for Repaying Your Personal Loan
It’s best to make informed decisions when it comes to money matters. Here are a few tips/ facts on personal loans: Get a Quote! >> Never borrow more than you need. Remember, you have to return the amount with interest. Pay it off quickly. If you have a little extra money in hand, use it… Read More »
Here’s Your To-Do After a Credit Card Rejection
Rejections can be hard, we understand. Thankfully, recovering from a rejected Credit Card application is much easier than matters of the heart. Here’s how you can boost your Credit Card eligibility and be prepared before applying again: Focus On Existing Debt Make timely payments on your current debt and make sure that outstanding dues are… Read More »
How to Manage Money When Drowning in Debts
Jordan from the movie ‘Wolf of Wall’ Street made a lot of money but he fell just as hard and fast and couldn’t get out of the debt he found himself in. Debt is not a good place to find yourself in but you don’t have to end up drowning in them. Here’s Jack, a… Read More »
India’s Money Management Skills if it Were a Person
If India were a person, its diversity would be confusing indeed. But India has a very specific identity and its habits and behavior can easily be likened to a person. This pertains to its financial behavior as well. India has seen its fair share of ups and downs in the recent past, in terms of… Read More »
A Series of Unfortunate Credit Card Events
Govinda in “Kyunki Main Jhooth Nahi Bolta” and Jim Carrey in “Liar Liar” had a really really hard time because they always lied. Things just went from bad to worse for them. Rajiv had a similar experience with credit cards, all because of his love for spending. Rajiv was employed in a multinational company and… Read More »
How Indian and American Savings Differ
Columbus might have confused America for India, but we had more in common with the then Red Indians than we have now with today’s Americans. We’re not referring to the whooping and dancing of course (that’s racist!). Jignesh, a software engineer, moved to the US and found it very tough to adjust to the vast… Read More »
Invest early in your career!
Investing for your retirement may not be the most important thing on your mind when you start your career. For most people, investing may not even be on the priority list when they start their career. When you start your career, your saving capacity may not be much in absolute terms, as your salary itself… Read More »