So how do credit cards really work? Feeling stumped? Well, if you’ve ever been inside a casino and played at the roulette table, you already know. You go for it thinking it’s a cool way to burn the moolah, but before you know it, you’re limping all the way to the bank with a bruised… Read More »
Lots of Skittles, Snickers, Temptations and Eclairs laid out especially for you may make you fall in love with candy all over again. But too much candy can just as easily give you a stomach ache and loads of cavities. We’re sure you disagree (it’s okay, everybody loves chocolate). Multiple Credit Cards can seem just… Read More »
Bollywood is very popular for portraying the angry young men (and sometimes women). Various actors have played the part but Big B is the one who began it all. Here are 4 stories of angry credit card customers and how they should handle the disputes. Dispute 1: Oops! Got the wrong bill Ravi bought grocery using his… Read More »
Hair colour is now readily available at every department store and experimenting with it is becoming a norm. There are those who only hide their greys, get streaks in funky colours, bleach strands of their hair so that they can use cheap colours over and over or colour all their hair. Of course, there… Read More »
Hera Pheri and Catch Me If You Can are popular movies where fraud and swindling are cleverly done. They might be entertaining enough to watch repeatedly, but nobody would ever want to be the one being cheated. Credit Card fraud is one of the worst new age ways to be cheated. Who should bear the… Read More »
Once upon a time, in a land far far away, a lot of fairy tales occurred. Surely none of the princes and witches had met the credit card. Here’s the tale of the credit card from a land not so far away. The concept of credit Let us start with late 1800s – when the… Read More »
What would you do if you found a big bag of cash on the road? Grappling with all the possibilities? Well, those possibilities could be your reality, if you use your credit card on the right day. The interest-free period can be 45-55 days,beginning with the first day of the statement period (or billing cycle)… Read More »
It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »
Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »
In a move that is likely to improve India’s overall position as a country with ‘ease of doing business’, the commerce ministry has initiated a mechanism allowing importers and exporters to use card payments for various services. Until now, the Indian traders including exporters and importers were paying fees for various services either manually or… Read More »