Category Archives: Credit Cards

5 Types of Credit Card Users You Definitely Fall Under  

  Hair colour is now readily available at every department store and experimenting with it is becoming a norm. There are those who only hide their greys, get streaks in funky colours, bleach strands of their hair so that they can use cheap colours over and over or colour all their hair. Of course, there… Read More »

Credit Cards: 2 Ideal Ways to Use the Interest-Free Period

What would you do if you found a big bag of cash on the road? Grappling with all the possibilities? Well, those possibilities could be your reality, if you use your credit card on the right day. The interest-free period can be 45-55 days,beginning with the first day of the statement period (or billing cycle)… Read More »

6 ways credit cards wreck your credit score unknowingly

It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »

5 Reasons why you spend more with credit cards

Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »

5 Questions to ask before doing balance transfer on your card

Sapna, a Mumbai-based copywriter was on a shopping spree during the last festive season as she was excited about her brother’s wedding. It helped that plastic money had been invented – her shopping went by in a blur as her credit card maxed out. The after-tremors hit her only later when she realized that she… Read More »

6 no’s of credit card usage

With the nation-wide “Swachh Bharat” campaign driving plastic into the wilderness (or the nearest dustbin!), it’s time to take care of another kind of plastic – your credit card. While you can’t just fling it into a dustbin, here’s what you can do to spruce up your credit card usage and clean up your act.… Read More »

Credit checks: How to lose a job

  Slap your back, treat yourself to a sinful sauna session and scrape all those photo-bombed selfies from your Facebook page. That fairy-tale job you’ve been pursuing doggedly is now yours. The interview rounds are done and you’ve been asked to submit the necessary paperwork to set the hiring process in motion. Only, the ‘Welcome… Read More »