Investment avenue – The comparators!
Many a time people ask, “Tell me a good mutual fund?” This question is similar to asking a doctor, “Give me a good medicine?” How could the doctor suggest anything without knowing the problem?
Category Archives: How To
Are you eligible for a personal loan?
Today there are a plethora of options in personal loans being provided by various banks and other financial institutions. Though the exact eligibility criteria for availing such personal loans varies from bank to bank there are few common guidelines which most of the lenders follow when it comes to approving a personal loan in India. … Read More »
Saving vs. Earning!
Exercising discipline is extremely important in every aspect of life. This cannot be more stressed in the case of managing your money. The manner in which you manage your expenses is the key to reduce liabilities and save more. According to a famous trading and investing legend- One must not spend time looking for the… Read More »
Choices available for home buyers!
Home buyers are always looking for the best home they can buy with the resources and time available with them. Now, more than ever, real estate prices are subdued and buyers are again active in the market. Buying a home is the most exciting and at the same time, tedious task for people. While the… Read More »
Use your credit card judiciously!
Credit cards provide a great convenience to us when making our transactions. If used in a right way, it gives a maximum convenience and benefit. In contrast, if it is used in a wrong way, they become a financial mystery. The following are some of the smart ways of using a credit card.
Have a credit card personality?
When we talk about credit card usage we find different people managing it in a different way. Some people are highly disciplined and never default on their monthly installments and others are so messy that they are always on the top of the defaulter list. Managing finance is a complex task and it’s very… Read More »
Invest early in your career!
Investing for your retirement may not be the most important thing on your mind when you start your career. For most people, investing may not even be on the priority list when they start their career. When you start your career, your saving capacity may not be much in absolute terms, as your salary itself… Read More »
Credit – Benefits vs. Cost ?!
Polonius, a character in Shakespeare’s play “Hamlet” advises his son, “Neither a lender nor a borrower be”. With due respect to Polonius and his genius, credit has become a part and parcel of our life. While most of us cannot be lenders, we are bound to be borrowers because of the system we live with.
Explore approaches to investing!
The only reason investors head for the stock market is to earn better returns compared to other investment avenues. The objective is the same but approaches can be different. For example, some may like the growth theme, some may like the value theme; few are excited about banking sector while some find consumption theme intoxicating.
7 alerts for a money crunch!
Can you survive a job loss for six months? Do you have some funds stashed away for such emergencies until you gather your reins and surge ahead confidently with a new job and a new plan for the future in place? What about a medical emergency? Do you have resources that you can tap into… Read More »