Snigdha, a fresh graduate placed in a small company, loved to travel. She planned to visit a new place every year. Well, noble intentions. Only thing was, there was a bitch called reality that hit her like a 22-ton rig on a Colorado outback. She realised that using her current savings to fund her travel… Read More »
Suhasini, a mother of a 5-year-old girl, is in a dilemma. Ever since the government has announced the launch of a scheme for girl child—Sukanya Samriddhi, her relatives are after her life to get an account opened. The buzz around the scheme has already created a lot of excitement, and Suhasini is being virtually ‘poked’… Read More »
The birth of a child brings immeasurable joy to parents. However, after the initial euphoria subsides, the future expenses start staring at you in the face. Add to this the innumerable ads on TV and print media, and you’re left with only one choice: buy a child plan. That’s the beginning of your second problem… Read More »
Ever felt like Robert Kiyosaki or Warren Buffett, who seem to turn everything they touch into a gold mine? Well, you don’t need to go that far for examples of smart investors. Here are 4 such stories of smart guys closer home. The plainly yellow farmers Did you know that farmers can take gold loan… Read More »
Everyone likes a little extra in life. Be it a free topping on your favorite pizza or some extra stash of cash apart from your regular earnings. In today’s inflation-oriented world, where prices of just about everything is sky rocketing, the more one can earn the better it is. It is no surprise that families… Read More »
Women save a larger share of their earnings, but they will likely still be worse off when they retire because they earn less and spend more. This was a telling insight reported by ADP, a US-based research institute. If this is the case with one of the most developed nations worldwide, can it be very… Read More »
My neighbour AtiBhudiram doesn’t shy away from going to city outskirts for bargain shopping. He doesn’t mind spending money on petrol to save few rupees. His wife proudly displays the clothes he has bought at such bargain prices to my wife to showcase “Neighbour’s Envy Owner’s Pride”! Atibhudiram also bought a luxury car last month… Read More »
Managing money is like driving an ambulance through rush-hour traffic – there is a roadblock at every turn of the wheel. We give you five common roadblocks you may face while managing your finances. 1: Consistent breaches of monthly budget: Overshooting the monthly budget is a common enough occurrence. But, if you are consistently breaching… Read More »
It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »
Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »