‘Luck by chance’. If this movie happens to define your investment story, chances are that it will bomb at the box office of financial success. The success of your financial planning hinges completely on the financial decisions made by you during your life. If you have left something to chance, be prepared to be handed… Read More »
In cricket, batsmen who have played long innings often go back to the pavilion ‘retired hurt’. Not very different from what most working professionals do when they reach the end of their career – they end up retired and hurt. Financially hurt, that is. So, why do many Indians face a retirement crisis? First, India,… Read More »
March with its feverish frets and yearly targets is over. April 1st was (no, not All Fools Day) the start of the New Financial Year. So, did you make those financial resolutions for the new year? Or did you end up like Teena and Prateek? Teena and her husband Prateek, a newly-wed couple, had a… Read More »
So you buy your daughter toys, take her out for her favourite dessert, give her a good education and treat her to the best things in life that you can afford because she is the apple of your eye. But, apples need protection! Have you ever thought about how you will secure her future? Your… Read More »
Have you found yourself in this situation? You apply for a personal loan and are rejected! You are stumped. How could this be? You’ve got everything in order and you know you have a credit history that the bank can check. It’s not all about getting to the finish line but also how you got… Read More »
Ever eyed your neighbourhood bank closely of late? They’ve stopped counting, processing and deducting, or whatever else that it is they do behind their cozy little counters and strong rooms. They’ve started posting, tweeting and pinning instead! Initially, social media was where banks hooted and scooted. Or, advertised and vaporized, if you will. No longer!… Read More »
Currency notes have vanished. Coins are to be found only in museums. Nobody talks about “returning the change” anymore. Devices have taken over day-to-day financial transactions. Setting of a futuristic world in some sci-fi novel? If you’re nodding your head, you have been living under a rock. Because that setting is the present day.… Read More »
Ananya Chatterjee is a social worker who works for a NGO that aims to increase the general awareness levels of rural women. She has to travel frequently to rural India to conduct awareness programs and various other campaigns. Everything is hunky-dory, as she loves what she does. However, there’s a slight hitch that comes with… Read More »
Slap your back, treat yourself to a sinful sauna session and scrape all those photo-bombed selfies from your Facebook page. That fairy-tale job you’ve been pursuing doggedly is now yours. The interview rounds are done and you’ve been asked to submit the necessary paperwork to set the hiring process in motion. Only, the ‘Welcome… Read More »
Insurance sales start surging in January of every year and peaks in March. So, are more accidents happening during this period? More people getting hospitalized? Or, a sudden realization in the new year that one needs life cover? It’s Option D – none of the above. The reason is painfully simple – tax saving! So,… Read More »