Tag Archives: budget

Understand your credit profile!

When you apply for a loan, banks judge your ability to repay the loan on numerous counts including your age, income, job stability and your credit report, which is a reflection of your true credit worth. You need to understand why this is the case so that you prepare yourself to submit a good application… Read More »

Credit – Benefits vs. Cost ?!

Polonius, a character in Shakespeare’s play “Hamlet” advises his son, “Neither a lender nor a borrower be”. With due respect to Polonius and his genius, credit has become a part and parcel of our life. While most of us cannot be lenders, we are bound to be borrowers because of the system we live with.

Hindustan Co‐operative Bank Limited –BUDGET

HCBL-Budget is a unique loan scheme for advance against Fixed or Term Deposit Receipts Purpose                      – To meet out personal or business need both in form of term loan or overdraft (as applicable) Eligibility                     – Individual, Professional or Self employed or Businessmen having deposit accounts with Bank. Amount Of Loan         – At the discretion of… Read More »

Budget wishlist of Auto, Telecom, IT and more!

Telecom is one of the fastest growing sectors in India. India has the second largest telecom user base in the world. However, the companies are recently witnessing intense competition leading to a price war. The increasing proliferation of dual SIM cards in the market is also leading to subscribers shifting their operators from time to… Read More »

Wishlist and budget rants of a youngster!

“Now the definitive list must of course be produced by the ‘High Commission’ of our party/association but I have a few suggestions of my own. All students, irrespective of caste, creed or religion must be provided with free laptops. I mean, didn’t somebody somewhere provide free colour TVs to everyone? Our request, then, is definitely… Read More »