We’re usually skeptical about things we do not understand. Research says that most of us have misgivings about Credit Cards, usually because we know very little. We’re stepping in to make things better. Here’s a simple guide to how Credit Cards really work: Pre-Defined Limit A Credit Card lets you spend money on credit. You can… Read More »
Rejections can be hard, we understand. Thankfully, recovering from a rejected Credit Card application is much easier than matters of the heart. Here’s how you can boost your Credit Card eligibility and be prepared before applying again: Focus On Existing Debt Make timely payments on your current debt and make sure that outstanding dues are… Read More »
With Credit Cards, making timely payments isn’t the only thing to remember. It’s time to review your habits. Here are few examples of Credit Card behaviour that might come off as healthy but actually hurt your credit score. Let’s review: Making A Minimum Payment Every Month Yes, you are making a payment every month. No,… Read More »
Psst…We’ve solved a mystery and we’re letting you in on the secret. Ignorance isn’t always bliss, is it? Credit Cards have earned quite a bad rap over the years. Your ‘indebted’ friends further fuel your misgivings. Time to face the truth! Here’s why you spend more on Credit Cards: Get a Quote! Easy Peasy! With… Read More »
From smartphones to tablets to GPS, life is hard to imagine without technology, right? Let’s take a look at how technology is influencing the Credit Card world. These are trends you need to watch out for in 2015. Check Eligibility Biometrics: Your biometrics can now be linked to Credit Card usage to authenticate transactions. RBI… Read More »
Does the very thought of applying for loans, insurance and credit cards create a huge dark cloud over your head? Do you feel demotivated upon reading the first few lines of financial jargon that seems to make sense only to lawyers and astrophysicists? Do you want to access the incredibly lucrative world of investments… Read More »
Govinda in “Kyunki Main Jhooth Nahi Bolta” and Jim Carrey in “Liar Liar” had a really really hard time because they always lied. Things just went from bad to worse for them. Rajiv had a similar experience with credit cards, all because of his love for spending. Rajiv was employed in a multinational company and… Read More »
The owners of IPL teams need to make all the right decisions and buy all the right players to win the league. Of course, the IPL has given the fans a couple of surprises, but things don’t always work out that way. Managing your finances properly is just as important, if not more, as making… Read More »
Lots of Skittles, Snickers, Temptations and Eclairs laid out especially for you may make you fall in love with candy all over again. But too much candy can just as easily give you a stomach ache and loads of cavities. We’re sure you disagree (it’s okay, everybody loves chocolate). Multiple Credit Cards can seem just… Read More »
Bollywood is very popular for portraying the angry young men (and sometimes women). Various actors have played the part but Big B is the one who began it all. Here are 4 stories of angry credit card customers and how they should handle the disputes. Dispute 1: Oops! Got the wrong bill Ravi bought grocery using his… Read More »