Category Archives: Loans

How Your Home Loan Eligibility is Calculated

It was a busy morning for Prakash Chadda, as the month end was nearing. Files were piled up on his desk. Chadda was hunched over a bunch of papers with a magnifying glass held really close to his nose. He was a detective of a special kind. Prakash Chadda was the credit manager of home loans… Read More »

6 Ways to get a Home Loan with a Poor Credit Score

A healthy credit score is the most important factor which decides the extent of home loan you can get. In fact, this would even determine if you are eligible to get a home loan at all or not.  But you could get a home loan despite a poor score. Don’t believe us? Here’s the case… Read More »

How to Start Planning for Buying a House

Why do I need a House?   Independence! What a sweet word. Admit it, you want to shift from your current cramped lifestyle to a spacious pad that at least gives you the choice to start yoga, have courtyard toilets, grow a terrace garden even. Hain na? Renters ahoy! Get your own pad and you can… Read More »

The Car of Your Dreams is Parked in Your Phone

Before you pry open your phone looking for the car, think back to when you were a kid and you promised yourself that one day you will have a car that’s your soulmate and it’s something that makes you feel like a kid again. Now that you are all grown up, it’s time to make… Read More »

How to Take Loan on your Insurance Policy: A Vegas Take

Ever sat in front of a slot machine in Las Vegas and had the fancy thingamajig spew out your future winnings by just willing it to? Well, you have something that comes close in the world of insurance. And, it’s called ‘Loan against Insurance’. In these days of three-in-one and four-in-one plans, financial products too… Read More »

5 Financial Challenges You Face in the Beginning of Your Career

Any Bollywood movie with Salman Khan as the hero makes life look very easy sailing because he gets everything he wants and gets away with anything. Just like you, Rishabh was also a big fan of Salman Khan. Rishabh always excelled in studies and sports. After graduating from a premium B-School, he was placed as… Read More »

Education Loans: Does India Lag Or Lead The West?

When it comes to how education is viewed in the West and in India, the situation in the two regions is about as similar as hawk ‘n geese. (We didn’t say “chalk ‘n cheese” since Indians don’t like cheese much, do they?) So if the role of education in society is so dissimilar in India… Read More »

Car Loan Trends Over the Last Decade

‘Jams’ nowadays are as much part of an office-goer’s lexicon as much as it is when it comes to kids’ breakfast. So much so that, even car loans seem to be moving faster than traffic on Indian roads these days. So what is causing this exponential rise in loans for smoke-spitting vehicles? Just how easy is… Read More »