Category Archives: Money Management

The Tales Of Four Smart Money Movers

Ever felt like Robert Kiyosaki or Warren Buffett, who seem to turn everything they touch into a gold mine? Well, you don’t need to go that far for examples of smart investors. Here are 4 such stories of smart guys closer home. The plainly yellow farmers Did you know that farmers can take gold loan… Read More »

Making the best use of your passive income

Everyone likes a little extra in life. Be it a free topping on your favorite pizza or some extra stash of cash apart from your regular earnings. In today’s inflation-oriented world, where prices of just about everything is sky rocketing, the more one can earn the better it is. It is no surprise that families… Read More »

What can anger a working woman?

Women save a larger share of their earnings, but they will likely still be worse off when they retire because they earn less and spend more. This was a telling insight reported by ADP, a US-based research institute. If this is the case with one of the most developed nations worldwide, can it be very… Read More »

Paisa Wise, Rupee Foolish

My neighbour AtiBhudiram doesn’t shy away from going to city outskirts for bargain shopping. He doesn’t mind spending money on petrol to save few rupees. His wife proudly displays the clothes he has bought at such bargain prices to my wife to showcase “Neighbour’s Envy Owner’s Pride”! Atibhudiram also bought a luxury car last month… Read More »

5 roadblocks in money management

Managing money is like driving an ambulance through rush-hour traffic – there is a roadblock at every turn of the wheel. We give you five common roadblocks you may face while managing your finances. 1: Consistent breaches of monthly budget: Overshooting the monthly budget is a common enough occurrence. But, if you are consistently breaching… Read More »

6 ways credit cards wreck your credit score unknowingly

It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »

5 Reasons why you spend more with credit cards

Have you ever wondered why people splurge with cards even after knowing that it’s only borrowed money that they have to return to the bank someday? Various researches on the profiles of credit cards owners and their spending patterns says that there are several factors leading people to spending more using plastic. Here are the… Read More »

5 Questions to ask before doing balance transfer on your card

Sapna, a Mumbai-based copywriter was on a shopping spree during the last festive season as she was excited about her brother’s wedding. It helped that plastic money had been invented – her shopping went by in a blur as her credit card maxed out. The after-tremors hit her only later when she realized that she… Read More »

6 no’s of credit card usage

With the nation-wide “Swachh Bharat” campaign driving plastic into the wilderness (or the nearest dustbin!), it’s time to take care of another kind of plastic – your credit card. While you can’t just fling it into a dustbin, here’s what you can do to spruce up your credit card usage and clean up your act.… Read More »