With the growing popularity of Buy Now, Pay Later (BNPL) loans, millennials and Gen-Z are finding themselves overspending on non-essentials and spiralling into debt. Damage control via a more responsible way of spending is absolutely crucial.
The first thing that doctors do when you walk in for a routine checkup is monitoring your blood pressure. A blood pressure rating of 120/80 is considered to be a universally accepted rating signifying that you’re healthy. Any rating above or below that figure means your physical health needs improvement. Similarly when you walk… Read More »
No matter what the situation is, we all have those unforgettable friends that we can count on for life! Have a few names in mind, who’ve been with you through thick and thin? Then give them a shout out and show them how special they are, with this contest!
Your friendly neighbourhood caped crusader may be your idol but some of his problems are the same as yours. No savings, high rent, an education loan etc. Don’t believe us? YOU MAY ALSO WANT TO: Make sure you don’t need saving because of your Education Loan – Education Loan EMI Calculator
With Credit Cards, making timely payments isn’t the only thing to remember. It’s time to review your habits. Here are few examples of Credit Card behaviour that might come off as healthy but actually hurt your credit score. Let’s review: Making A Minimum Payment Every Month Yes, you are making a payment every month. No,… Read More »
It was a busy morning for Prakash Chadda, as the month end was nearing. Files were piled up on his desk. Chadda was hunched over a bunch of papers with a magnifying glass held really close to his nose. He was a detective of a special kind. Prakash Chadda was the credit manager of home loans… Read More »
The swoop you feel when you’re kayaking down the waterfall may just be the same swoop the news of rate cuts on your loan gives you. Here’s a look at how different rate cuts affect your loan waterfall and a comparison between lowering your interest rate and your tenure. YOU MAY ALSO WANT… Read More »
So, you’re fresh out of college and you’ve got your first job! Congratulations! The heady euphoria that comes from financial independence cannot be paralleled by even the best vices, and the utter bewilderment as to where your money went at the end of the month can’t be quantified either. Here are a few tips… Read More »
Does the very thought of applying for loans, insurance and credit cards create a huge dark cloud over your head? Do you feel demotivated upon reading the first few lines of financial jargon that seems to make sense only to lawyers and astrophysicists? Do you want to access the incredibly lucrative world of investments… Read More »
Monsoon is loved by everybody. Well, almost everybody. The rain can surprise you on a very sunny day and is generally unpredictable. Although the rain can be a dampener on your weekend plans, there’s just something really magical about the weather. Unfortunately, there’s nothing beautiful about your income being just as unpredictable as the rains. Here’s… Read More »