With Credit Cards, making timely payments isn’t the only thing to remember. You’ll be shocked to know the truth. What you consider normal may have a completely different meaning for your bank. We’re letting you in on some big secrets. Read on: Making A Minimum Payment Every Month Yes, you are making a payment every… Read More »
A healthy credit score is the most important factor which decides the extent of home loan you can get. In fact, this would even determine if you are eligible to get a home loan at all or not. But you could get a home loan despite a poor score. Don’t believe us? Here’s the case… Read More »
It is just a three-digit number, but as far as your financial life is concerned, it might as well be your grading on how well you manage your finances. So, it’s time you took a serious look at your credit score. Banks use it to determine your loan eligibility and in some cases it decides… Read More »
Amit was quite apprehensive as he was planning to come back to India, after living in London for nearly ten years. While the decision of coming back to his roots was something exciting, he was worried about settling down after buying a new home in India. As a first step, Amit decided try out options… Read More »
Slap your back, treat yourself to a sinful sauna session and scrape all those photo-bombed selfies from your Facebook page. That fairy-tale job you’ve been pursuing doggedly is now yours. The interview rounds are done and you’ve been asked to submit the necessary paperwork to set the hiring process in motion. Only, the ‘Welcome… Read More »
Making financial resolutions over the common ones will have their merits this New Year eve. As it goes, it has been found that those who resolved to save more this year had more success than those who took a resolution to cut down smoking. Money resolutions, undoubtedly, have a tendency to stick in mind more… Read More »
Satish Kumar, an animation professional from Mumbai has multiple credit cards that he hardly uses. Chased by credit card sales agents with lucrative offers such as no annual fee Satish ended up owning more than four credit cards, but he uses only one out of them. To his utter surprise Satish got a bill from… Read More »
You must be aware of loan and credit card applications getting rejected due to bad credit history or a lesser credit score. But have you ever wondered as to what contributes to building your credit score? What are the ways that can help you in establishing and maintaining a worthy credit report? We always think… Read More »
There’s no doubt that credit cards are very convenient to carry and transact with, especially when one is on holiday and it is unsafe to carry a lot of cash or when one is shopping for expensive products. Often, individuals are offered credit cards with great schemes directly by the bank. However, when we set… Read More »
Credit card companies lure customers into buying a credit card by offering it free of cost. Customers, many a time believe that if there is not cost involved in buying it, why not have it? So even if I have a card(s) sufficient to take care of my needs, I will opt for another one… Read More »